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Open Enrollment

OE 2017
Open Enrollment 2018 begins Monday, November 13 and ends Monday, December 11, 2017 at 5:00 p.m. EST
 
This is your annual opportunity to review your current benefit elections and make any necessary changes. If you are satisfied with your current benefits and have no new dependents to add, then you do not have to take any action this year. Your elections will carry over to the 2018 plan year; however, the costs will reflect the 2018 contribution amounts.
 

Coverage Effective Dates

  • For employees who are paid biweekly, changes made during Open Enrollment will be effective January 7, 2018.
  • For employees who are paid semi-monthly (some DCPS and UDC), changes made during Open Enrollment will be effective January 1, 2018.

Open Enrollment 2018: What You Need to Know


What's New for 2018

Find out what you need to know about the 2018 benefits changes before enrolling in or changing your benefits this year.

  • 2018 DC Employee Healthcare Benefits Providers (DCEHBP) Employee Premium Costs. As health care costs across the nation continue to rise, so do the costs in the District of Columbia Government. Therefore, your costs for coverage will increase again in 2018. The District will take on the majority of this increase, but some of this cost will be shared with employees. We can work together to help keep cost increases at a minimum by using network doctors, wellness resources and generic instead of brand-name prescription drugs.
  • Increased 2018 Pre-Tax Contribution Limit for Health Care FSAs. The 2018 pre-tax contribution limit for Health Care Flexible Spending Accounts is $2,650. This is a $50 increase over the 2017 limit. This limit is effective January 1, 2018
  • Increased 2018 Pre-Tax Commuter Benefit Limits. The maximum monthly pre-tax limit for mass transit and parking will increase from $255 in 2017 to $260 in 2018. BRiWeb enrollment will automatically be updated to reflect the updated limits in 2018.
  • Increased 2018 Retirement Plan Contribution Limits. The 2018 elective deferral limit for 457(b) plans increased to $18,500. This is a $500 increase from 2017. The 2018 Age 50 Catch-Up Limit is $24,500 and the Pre-Retirement Catch-Up Limit is $37,000.
  • Aflac Voluntary Insurance Policies Now Available for Enrollment in PeopleSoft. Aflac provides voluntary insurance policies for individuals and groups to help pay benefits major medical insurance doesn't cover. Aflac pays cash benefits directly to the policyholder (unless specified otherwise) in the event of illness or injury. Learn more about Aflac voluntary insurance policies.

Enrollment Resources

  • 2018 Benefits Enrollment Checklist. This checklist takes you through each action item in the enrollment process to ensure your enrollment is complete to the best of your ability, including important dates, what to review and consider pre-enrollment, HSA and FSA setup, beneficiaries, eligibility, qualifying life events, and more.
  • 2018 DC Government Open Enrollment & Benefits Guide. This guide provides comprehensive information about your bene­fits as a DC Government employee. Use it as your go-to resource for enrolling in benefi­ts for the ­first time, making changes or updating your benefi­ts during Open Enrollment, and learning more about your benefi­ts throughout the year. Includes overview information, plan-by-plan comparisons, provider contacts, and more.
  • How to Enroll Guide. A step-by-step, how-to guide for enrolling in your DC Government benefits through Employee Self Service (ESS). The guide features ESS screenshots for each step and a Dependent Eligibility Verification section, which includes a list of relevant dependents and corresponding verification documents, submission instructions, and contact information.

ALEX, The Virtual Benefits Counselor

ALEXALEX® is an easy-to-use online tool that will help you select the best-fit employee benefit plans for you and your family. ALEX will ask you a few questions about your health care needs (your answers remain anonymous, of course), crunch some numbers, and suggest plans that best fit your personal needs. It’s that easy! Visit ALEX during Open Enrollment at www.myalex.com/dchr/2018. Please Note: ALEX will not be available until Open Enrollment begins on Monday, November 13.
 
How long does it take go through ALEX? Going through the entire ALEX experience and clicking every possible button can take about 30 minutes or so, but the actual duration of your experience will depend on your needs. Most users spend about 7 minutes with the tool. Also, you can always save your place in ALEX and return later simply by providing your email address.
 
How can I make the most of my ALEX experience? ALEX is best experienced on a desktop computer with sound (either headphones or speakers), but you can also use it on an Android or iOs (Apple) mobile device.
 
Will I need to do anything to prepare? Using ALEX is very simple. You won’t have to dig through your insurance records or anything like that, but if you’d like to prepare for the questions about your medical needs, here’s what you’ll be asked about your maternity care needs and expected number of:
  • Doctor Visits (Primary Care and Specialists)
  • Hospital Stays
  • ER visits
  • Surgeries (Inpatient and Outpatient)
  • Prescriptions (Occasional and Ongoing)
 
How does ALEX calculate recommendations? ALEX estimates the total yearly out-of-pocket costs (a combination of your premium contributions and the costs for the services you plan to use) for each plan and educates you on the plans with the lowest overall cost to you based on your personal preferences. ALEX’s cost data is based on health insurance plan design features and average procedure cost data.
 

2018 Medical Premiums

2018 Medical Premium Costs for Employees Hired Before October 1987

Please visit the US Office of Personnel Management (OPM) Health Care Plan Information page for 2018 medical premiums. In addition to the biweekly and monthly premiums, you can also find the total premiums, the amount the government pays, and the change in your portion of the premium compared to last year.
 

2018 Medical Premium Costs for Employees Hired On or After October 1, 1987*

Please Note: The information on this page is valid through December 31, 2018. Click here for 2017 rates. In the event the plan rates listed here do not match the provider's listed rates, always default to the rates listed with the provider.
 
Aetna CDHP Plan
Type Enrollment Code  2018 Biweekly Premium  2018 Monthly Premium
Self Only HM1 $49.91 $108.14
Self + 1 HM2 $98.10 $212.56
Family HM3 $144.23 $312.49
 
Aetna PPO Plan
Type Enrollment Code 2018 Biweekly Premium 2018 Monthly Premium
Self Only AP1 $89.58 $194.09
Self + 1 AP2 $176.09 $381.53
Family AP3 $258.87 $560.89
 
Aetna HMO Plan
Type Enrollment Code 2018 Biweekly Premium 2018 Monthly Premium
Self Only AH1 $87.53 $189.64
Self + 1 AH2 $172.05 $372.77
Family AH3 $252.93 $548.01
For more information, please visit Aetna's DC Government Microsite.
 
Kaiser Permanente HMO
Type Enrollment Code 2018 Biweekly Premium 2018 Monthly Premium
Self Only  KP1 $68.32 $148.03
Self + 1 KP2 $130.50 $282.76
Family  KP3 $200.19 $433.74
For more information, please contact Kaiser Permanente Member Services or visit Kaiser Permanente's DC Government Microsite.
 
UnitedHealthcare Choice Nationwide
Type Enrollment Code 2018 Biweekly Premium 2018 Monthly Premium
Self Only  MD1 $81.60 $176.81
Self + 1 MD2 $155.86 $337.70
Family MD3 $239.10 $518.04
 

2018 Temporary Continuation of Coverage (TCC) Premiums

 
Aetna CDHP
Aetna PPO
Aetna HMO
Type
Enrollment Code
2018 Monthly Premium
Enrollment Code
2018 Monthly Premium
Enrollment Code
2018 Monthly Premium
Self Only
HM1
$441.20
AH1
$791.90
AP1
$773.73
Self + 1
HM2
$867.27
AH2
$1,556.64
AP2
$1,520.91
Family
HM3
$1,274.98
AH3
$2,288.41
AP3
$2,235.89
 
Kaiser Permanente
Type Enrollment Code 2018 Monthly Premium
Self Only KP1 $603.95
Self + 1 KP2 $1,153.67
Family KP3 $1,769.64
 
UnitedHealthcare Choice
Type Enrollment Code 2018 Monthly Premium
Self Only MD1 $721.38
Self + 1 MD2 $1,377.84
Family MD3 $2,113.62
* TCC rates shown were those provided by the carriers where possible; otherwise they are assumed to equal the active rates with a 2% load.
 

2018 Vision & Dental Premiums

Vision Plan

Vision coverage is available at no cost to eligible employees. The government pays 100 percent of the premium. There are three coverage tiers available: Self, Self Plus One and Self Plus Family. For more information, please see the 2018 Vision Summary Plan Description.
 

Dental Plans

Cigna Dental HMO: The District pays for 100 percent of the premium costs for the DHMO benefit. For more information, please see the 2018 Cigna Dental HMO Patient Charge Schedule.
 
Cigna Dental PPO: The District pays a portion of premium costs for the DPPO benefit. For more information, please see premium rates below or the 2018 Cigna Dental PPO Benefit Summary.
 

2018 Cigna DPPO Premium Rates

Type 2018 Biweekly Premium
Self Only $26.92
Self + 1 $38.20
Family $49.54
 

Benefits You Can Enroll In 2018: Through & Outside of PeopleSoft

Benefit Options Who Pays How to Enroll
Medical Insurance PeopleSoft
Dental Insurance
  • Cigna DHMO: 100% employer paid.
  • Cigna DPPO: Employees pay a portion of the cost of coverage.
  • Premiums are deducted from your paycheck on a pre-tax basis. See 2018 Plan Rates for more details.
PeopleSoft
Vision Insurance
  • 100% employer paid.
PeopleSoft
Health Savings Accounts (HSAs)

*You must be enrolled in the Aetna CDHP to be eligible.

  • Employees can choose to contribute funds from your paycheck to your HSA on a pre-tax basis.
PeopleSoft
Flexible Spending Accounts (FSAs)
  • Contributions are deducted from your paycheck on a pre-tax basis.
PeopleSoft
Indemnity Insurance
  • Aflac
    • Cancer
    • Hospital Confinement
    • Accident Advantage
    • Specified Health Event
  • Employees pay the full cost of coverage.
  • Premiums are deducted from your paycheck on a pre-tax basis.
PeopleSoft
Disability Insurance
  • Employee pay the full cost of coverage.
  • Premiums are deducted from your paycheck on an after-tax basis.
PeopleSoft
Retirement Plans
  • Contributions are deducted from your paycheck on a pre-tax basis.
PeopleSoft
Commuter Benefits

*Only Union Compensation Units 1 and 2 are eligible for SmartBenefits

  • BRI: Employees can choose to contribute funds from your paycheck on a pre-tax basis.
  • SmartBenefits: Subsidized through DC Government and WMATA

*may enroll anytime

Savings Plans
  • Contributions are deducted from your paycheck on a pre-tax basis.
Outside of PeopleSoft
Employee Assistance Plan
  • 100% employer paid for the first 5 sessions

Automatically enrolled, but must call for services.

 

Contact the DCHR Benefits & Retirement Administration

The DCHR Benefits and Retirement Administration can be reached Monday through Friday from 8:30 a.m. to 5:00 p.m. at the following:
  • Phone: 202.442.7627
  • Email: [email protected]
  • In Person
    One Judiciary Square
    441 4th Street, NW, Suite 340 North, Washington, DC 20001
    Metro: Judiciary Square Station, Red Line*
    *The 4th Street Exit will be closed for renovations beginning Monday, November 13.
Call volumes are highest during the first two and the last three days of the Open Enrollment period. Call volumes are lowest early morning (8:00 a.m. to 10:00 a.m.) or late afternoon (2:00 p.m. to 5:00 p.m.) Tuesday through Thursday.
 

Payroll Concerns & Questions

For issues regarding payroll or paychecks, please contact the Office of Pay and Retirement Services.
  • Phone: 202.741.8600
  • In Person
    One Judiciary Square
    441 4th Street, NW, Suite 410 South, Washington, DC 20001
    Metro: Judiciary Square Station, Red Line*
    *The 4th Street Exit will be closed for renovations beginning Monday, November 13.

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