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DCHR

DCHR

Open Enrollment 2023

Open Enrollment for 2023 employee benefits is now closed.
Open Enrollment runs Monday, November 14, 2022 through Monday, December 12, 2022.


Get Ready, Get Set, Enroll! 2023 Employee Benefits Open Enrollment Runs November 14 to December 12 Open Enrollment is your annual opportunity to review your current benefit elections and make any necessary changes. If you are satisfied with your current benefits and have no new dependents to add, take advantage of this Annual Benefits Enrollment period to review your benefit elections for accuracy and update your designated beneficiaries. If no changes are made, all elections except enrollments for Flexible Spending Accounts will carry over to the 2023 plan year; however, the costs will reflect the 2023 premium amounts.

Please Note: If you have a Flexible Spending Account, you must re-enroll as these elections do not roll over. When you make your elections online, you will see your 2023 per-pay-period costs and can plan accordingly.

Coverage Effective Dates

• For employees who are paid biweekly, changes made during Open Enrollment will be effective January 1, 2023.
• For employees who are paid semi-monthly (some DCPS and UDC), changes made during Open Enrollment will be effective January 1, 2023.
 

How to Enroll

Learn How to Update, Change, or Enroll in Your Benefits

You can access ESS through PeopleSoft at https://ess.dc.gov on your work computer or any computer with an internet connection.


What You Need to Know
 
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Open Enrollment Guides

2023 Open Enrollment Checklist


2023 Open Enrollment Checklist

The Open Enrollment Checklist provides step-by-step guidance to ensure employees can make timely and appropriate updates to their benefits elections.
 

How to Enroll in Your DC Government Employee Benefits


2023 How to Enroll Guide

The How to Enroll Guide is a step-by-step, how-to guide for enrolling in your DC Government Benefits through Employee Self Service (ESS).
 

DC Government Employee Benefits Guide 2023


DC Government Employee Benefits Guide

The DC Government Benefits Guide provides comprehensive information about your DC Government employee benefits.
 

DC Government Employees Benefits at a Glance


DC Government Employee Benefits at a Glance

The DC Government Benefits At a Glance provides key information about your DC Government employee benefits.
 

 
Benefits Fair Schedule banner

Hybrid Open Enrollment Benefits Fair Schedule

DCHR will have a Hybrid Open Enrollment Benefits Fair this year to help employees learn how to make election changes and to provide guidance to vendors. There will be virtual fairs throughout the week and in-person Open Enrollment Fairs once a week.
 

Live Open Enrollment Benefits Webinars

Get to know your benefits! DC Government benefits vendors will be hosting live webinars throughout Open Enrollment season. Join the webinars to learn more.
 

View Live Webinars


What's New for 2023

Find out what you need to know about the 2023 benefits changes before enrolling in or changing your benefits this year.

457(b) Deferred Compensation Retirement Plan Contribution Limits: The 2023 elective deferral limit for 457(b) plans is $22,500. The 2023 Age 50 Catch-Up Limit is $7,500 ($30,000 total) and the Pre-Retirement Catch-Up Limit is $22,500 ($45,000 total). Deductions start with the pay period that begins on December 18, 2022.
 

Health Care FSA Contribution Limit: The 2023 pre-tax contribution limit for Health Care Flexible Spending Accounts (HCFSA) is $3,050. Deductions start with the pay period that begins on December 18, 2022.
 

Commuter Benefit Contribution Limit: The 2023 maximum monthly pre-tax contribution limit for mass transit and parking is $300. Deductions start with the pay period that begins on December 18, 2022.
 

Health Savings Account Contribution Limit: For participants enrolled in the Aetna CDHP with HSA, the 2023 pre-tax contribution limit for Health Savings Accounts (HSA) is $3,850 for individual coverage and $7,750 for family coverage. Please see the Aetna CDHP with HSA plan documents page.
 

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Rollover Information for Flexible Spending Accounts

Good news! Benefit Resource Inc. participant survey results have led to a change, where they will rollover 2022 Health Care FSA funds sooner than the usual May rollover date. This allows participants to access funds sooner on their FSA Beniversal Mastercard for new plan year 2023 expenses. Funds will be available on January 15, 2023.

All unused funds from 2022 for Commuter Benefits (Transit & Parking) Flexible Spending Accounts will roll over into 2023.
Account balances and access will be uninterrupted. 

 

Important rollover limits for the plan year 2023

Plan

Contribution Limits

Rollover Limits

Health Care Flexible Spending Account

Maximum Annual Contribution: $3,050

Maximum: $610

Dependent Care Flexible Account

Maximum Annual Contribution: $5,000

Unused funds will be forfeited

Commuter Benefits Program (Transit & Parking)

Maximum Monthly Contribution: $300

All unused funds rollover to next plan year

 

For more information on Flexible Spending Accounts, please click HERE.
 

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Available Benefits for 2023

For additional plan resources and details, please visit our Open Enrollment 2023 On-Demand Resources page.

Benefit
Plan Options
Who Pays
How to Enroll
Medical Insurance
Dental Insurance
  • Cigna DHMO: 100% employer paid.
  • Cigna DPPO: Employees pay a portion of the cost of coverage.
  • Premiums are deducted from your paycheck on a pre-tax basis. See Plan Rates for more details.
Vision Insurance
  • 100% employer paid.
Health Savings Accounts (HSAs)

*You must be enrolled in the Aetna CDHP to be eligible.

  • Employees can choose to contribute funds from your paycheck to your HSA on a pre-tax basis.
Flexible Spending Accounts (FSAs)
  • Contributions are deducted from your paycheck on a pre-tax basis.
  • Deductions start with the pay period that begins on December 19, 2021.
Indemnity Insurance
  • Employees pay the full cost of coverage.
  • Premiums are deducted from your paycheck on a pre-tax basis.
PeopleSoft
*cannot be canceled in PeopleSoft
Disability Insurance
  • Employee pay the full cost of coverage.
  • Premiums are deducted from your paycheck on an after-tax basis.
Retirement Plans
  • Contributions are deducted from your paycheck on a pre-tax basis.
  • Deductions start with the pay period that begins on December 18, 2022.
Commuter Benefits
  • BRI: Employees can choose to contribute funds from your paycheck on a pre-tax basis.
  • Deductions for Parking and Transit start with the pay period that begins on December 18, 2022.
  • SmartBenefits: Subsidized through DC Government and WMATA
Savings Plans
  • Contributions are deducted from your paycheck on an after-tax basis.
Employee Assistance Plan
  • 100% employer paid for the first 5 sessions

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ALEX, The Virtual Benefits Counselor

ALEX
ALEX® is an easy-to-use online tool that will help you select the best-fit employee benefit plans for you and your family. ALEX will ask you a few questions about your health care needs (your answers remain anonymous, of course), crunch some numbers, and help to educate you the plans that best fit your personal needs. It’s that easy! Visit ALEX during Open Enrollment at www.myalex.com/dchr/2023.

How long does it take go through ALEX?

Going through the entire ALEX experience and clicking every possible button can take about 30 minutes or so, but the actual duration of your experience will depend on your needs. Most users spend about 7 minutes with the tool. Also, you can always save your place in ALEX and return later simply by providing your email address.

How can I make the most of my ALEX experience?

ALEX is best experienced on a desktop computer with sound (either headphones or speakers), but you can also use it on an Android or iOs (Apple) mobile device.

Will I need to do anything to prepare?

Using ALEX is very simple. You won’t have to dig through your insurance records or anything like that, but if you’d like to prepare for the questions about your medical needs, here’s what you’ll be asked about your maternity care needs and expected number of:

Doctor Visits (Primary Care and Specialists)
Hospital Stays
ER visits
Surgeries (Inpatient and Outpatient)
Prescriptions (Occasional and Ongoing)

How does ALEX calculate recommendations?

ALEX estimates the total yearly out-of-pocket costs (a combination of your premium contributions and the costs for the services you plan to use) for each plan and educates you on the plans with the lowest overall cost to you based on your personal preferences. ALEX’s cost data is based on health insurance plan design features and average procedure cost data.

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2023 Medical Premium Costs for Employees Hired Before October 1987

Please visit the US Office of Personnel Management (OPM) Health Care Plan Information page for 2023 medical premiums. In addition to the biweekly and monthly premiums, you can also find the total premiums, the amount the government pays, and the change in your portion of the premium compared to last year.

If you are updating your Federal Employee Health Benefits (FEHB), please complete Standard Form SF-2809 and email to [email protected].

 



Medical Premium Costs for Employees Hired On or After October 1, 1987*

Please Note: The information on this page is valid through December 31, 2023. Click here for 2022 rates. In the event the plan rates listed here do not match the provider's listed rates, always default to the rates listed with the provider.


Aetna CDHP with HSA

► View Aetna CDHP HSA Health Plan Summary

Type
Enrollment Code
2023 Biweekly Premium
2023 Monthly Premium
Self Only
HM1
$42.76
$92.65
Self + 1
HM2
$84.05
$182.10
Family
HM3
$123.56
$267.72


Aetna HMO

► View Aetna HMO Open Health Plan Summary

Type
Enrollment Code
2023 Biweekly Premium
2023 Monthly Premium
Self Only
AH1
$112.34
$243.41
Self + 1
AH2
$220.83
$478.46
Family
AH3
$324.64
$703.39


Aetna PPO

► View Aetna PPO Health Plan Summary

Type
Enrollment Code
2023 Biweekly Premium
2023 Monthly Premium
Self Only
AP1
$105.18
$227.89
Self + 1
AP2
$206.76
$447.98
Family
AP3
$303.96
$658.58

For more information, please visit the Aetna DC Government Microsite.
 



CareFirst HMO

► View Carefirst HMO Summary

Type
Enrollment Code
2023 Biweekly Premium
2023 Monthly Premium
Self Only
-
$94.16
$204.01
Self + 1
-
$185.49
$401.89
Family
-
$272.11
$589.58


CareFirst PPO

► View Carefirst PPO Summary

Type
Enrollment Code
2023 Biweekly Premium
2023 Monthly Premium
Self Only
-
$104.66
$226.76
Self + 1
-
$199.89
$433.11
Family
-
$306.64
$664.39

For more information, please visit the Carefirst DC Government Microsite.
 



Kaiser Permanente HMO

► View Kaiser Permanente Plan Summary

Type
Enrollment Code
2023 Biweekly Premium
2023 Monthly Premium
Self Only
KP1
$83.57
$181.06
Self + 1
KP2
$159.61
$345.83
Family
KP3
$244.84
$530.49

For more information, please visit the Kaiser Permanente DC Government Microsite or contact Kaiser Permanente Member Services.
 



UnitedHealthcare Choice Open Access

► View UnitedHealthcare Choice Plan Summary

Type
Enrollment Code
2023 Biweekly Premium
2023 Monthly Premium
Self Only
MD1
$103.22
$223.64
Self + 1
MD2
$197.14
$427.14
Family
MD3
$302.42
$655.25

For more information, please visit the UnitedHealthcare DC Government Microsite or contact UnitedHealthcare Member Services.
 

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2023 Temporary Continuation of Coverage (TCC) Premiums

► TCC Enrollment Form
 


Aetna CDHP

Type
Enrollment Code
2023 Monthly Premium
Self Only
HM1
$378.00
Self + 1
HM2
$742.99
Family
HM3
$1092.29

Aetna HMO

Type
Enrollment Code
2023 Monthly Premium
Self Only
AH1
$993.10
Self + 1
AH2
$1952.14
Family
AH3
$2869.83

Aetna PPO

Type
Enrollment Code
2023 Monthly Premium
Self Only
AP1
$929.81
Self + 1
AP2
$1827.77
Family
AP3
$2687.00

 


CareFirst HMO

Type
Enrollment Code
2023 Monthly Premium
Self Only
-
$832.34
Self + 1
-
$1639.73
Family
-
$2405.49

CareFirst PPO

Type
Enrollment Code
2023 Monthly Premium
Self Only
-
$925.17
Self + 1
-
$1767.07
Family
-
$2710.72

 


Kaiser Permanente HMO

Type
Enrollment Code
2023 Monthly Premium
Self Only
KP1
$738.74
Self + 1
KP2
$1411.15
Family
KP3
$2164.59

 


UnitedHealthcare Choice Open Access

Type
Enrollment Code
2023 Monthly Premium
Self Only
MD1
$912.44
Self + 1
MD2
$1742.75
Family
MD3
$2673.41

* TCC rates shown were those provided by the carriers where possible; otherwise they are assumed to equal the active rates with a 2% load.

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2023 Vision & Dental Premiums

Please Note: The information on this page is valid through December 31, 2023. Click here for 2022 rates.
In the event the plan rates listed here do not match the provider's listed rates, always default to the rates listed with the provider.
 



Vision Plan

Vision coverage is available at no cost to eligible employees. DC Government pays 100 percent of the premium. There are three coverage tiers available: Self, Self Plus One and Self Plus Family. For more information, please see the Vision Summary Plan Description.
 



Dental Plan

Cigna Dental HMO: The District pays for 100 percent of the premium costs for the DHMO benefit.
For more information, please see the Cigna Dental HMO Patient Charge Schedule.

Cigna Dental PPO: For more information, please see the Cigna DPPO Summary.


2023 Cigna DPPO Premium Rates

Type
2023 Biweekly Premium
2023 Monthly Premium
Self Only
$26.71
$57.87
Self + 1
$37.91
$82.13
Family
$49.16
$106.51

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Contact the DCHR Benefits & Retirement Administration

The DCHR Benefits and Retirement Administration can be reached Monday through Friday from 8:30 a.m. to 5:00 p.m. at the following:

Phone: 202.442.7627
Email: [email protected]


Payroll Concerns & Questions

For issues regarding payroll or paychecks, please contact the Office of Pay and Retirement Services.

Phone: 202.741.8600

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