Please Note: Open Enrollment for 2022 employee benefits is now closed. Open Enrollment ran Monday, November 8, 2021 through Monday, December 13, 2021.
Open Enrollment for 2022 employee benefits will run from Monday, November 8, 2021 through Monday, December 13, 2021. Open Enrollment is your annual opportunity to review your current benefit elections and make any necessary changes. If you are satisfied with your current benefits and have no new dependents to add, then you do not have to take any action this year. Your elections will carry over to the 2022 plan year; however, the costs will reflect the 2022 contribution amounts.
Please Note: If you have a Flexible Spending Account, you must re-enroll as these elections do not roll over. When you make your elections online, you will see your 2022 per-pay-period costs and can plan accordingly.
Coverage Effective Dates
- For employees who are paid biweekly, changes made during Open Enrollment will be effective January 2, 2022.
- For employees who are paid semi-monthly (some DCPS and UDC), changes made during Open Enrollment will be effective January 1, 2022.
Open Enrollment 2022: What You Need to Know
What's New for 2022
Find out what you need to know about the 2022 benefits changes before enrolling in or changing your benefits this year.
-
457(b) Deferred Compensation Retirement Plan Contribution Limits: The 2022 elective deferral limit for 457(b) plans is $20,500. The 2022 Age 50 Catch-Up Limit is $6,500 ($27,000 total) and the Pre-Retirement Catch-Up Limit is $20,500 ($41,000 total). Deductions start with the pay period that begins on December 19, 2021.
- Health Care FSA Contribution Limit: The 2022 pre-tax contribution limit for Health Care Flexible Spending Accounts (HCFSA) is $2,850. Deductions start with the pay period that begins on December 19, 2021.
- Commuter Benefit Contribution Limit: The 2022 maximum monthly pre-tax contribution limit for mass transit and parking is $280. Deductions start with the pay period that begins on December 19, 2021.
- Health Savings Account Contribution Limit: For participants enrolled in the Aetna CDHP with HSA, the 2022 pre-tax contribution limit for Health Savings Accounts (HSA) is $3,650 for individual coverage and $7,300 for family coverage. Please see the Aetna CDHP with HSA plan documents page for more details.
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Rollover Information for Flexible Spending Accounts
Good news! Benefit Resource Inc. participant survey results have led to a change, where they will rollover funds sooner than the usual May rollover date, to give employees access in the current plan year quicker than in the past.
All unused funds for the following Flexible Spending Accounts from 2021 will rollover into 2022:
-
Healthcare FSA
-
Dependent Care FSA
-
Commuter Benefits (Transit & Parking)
2021 FSA rollover funds for Healthcare and Dependent Care FSA will be available on January 18, 2022 in the new plan year (2022). This allows participants to access the funds sooner on their cards for new plan year expenses.
Important rollover limits for plan year 2022:
The FSA plan year ending December 31, 2021 is the final year of full balance rollovers for Healthcare FSA and Dependent Care FSA accounts.
- Healthcare FSA: The rollover will revert to the maximum IRS rollover amount (currently $570) for the plan year ending December 31, 2022.
- Dependent Care FSA: There will be no rollover. All unused funds will be forfeited for plan year ending December 31, 2022.
- Commuter Benefits (Transit & Parking): All unused funds will rollover year to year on the first of the year.
For more information on Flexible Spending Accounts, please click HERE.
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ALEX, The Virtual Benefits Counselor
ALEX® is an easy-to-use online tool that will help you select the best-fit employee benefit plans for you and your family. ALEX will ask you a few questions about your health care needs (your answers remain anonymous, of course), crunch some numbers, and help to educate you the plans that best fit your personal needs. It’s that easy! Visit ALEX during Open Enrollment at www.myalex.com/dchr/2022.How long does it take go through ALEX? Going through the entire ALEX experience and clicking every possible button can take about 30 minutes or so, but the actual duration of your experience will depend on your needs. Most users spend about 7 minutes with the tool. Also, you can always save your place in ALEX and return later simply by providing your email address.
How can I make the most of my ALEX experience? ALEX is best experienced on a desktop computer with sound (either headphones or speakers), but you can also use it on an Android or iOs (Apple) mobile device.
Will I need to do anything to prepare? Using ALEX is very simple. You won’t have to dig through your insurance records or anything like that, but if you’d like to prepare for the questions about your medical needs, here’s what you’ll be asked about your maternity care needs and expected number of:
- Doctor Visits (Primary Care and Specialists)
- Hospital Stays
- ER visits
- Surgeries (Inpatient and Outpatient)
- Prescriptions (Occasional and Ongoing)
How does ALEX calculate recommendations? ALEX estimates the total yearly out-of-pocket costs (a combination of your premium contributions and the costs for the services you plan to use) for each plan and educates you on the plans with the lowest overall cost to you based on your personal preferences. ALEX’s cost data is based on health insurance plan design features and average procedure cost data.
2022 Medical Premiums
2022 Medical Premium Costs for Employees Hired Before October 1987
Please visit the US Office of Personnel Management (OPM) Health Care Plan Information page for 2022 medical premiums. In addition to the biweekly and monthly premiums, you can also find the total premiums, the amount the government pays, and the change in your portion of the premium compared to last year.
If you are updating your Federal Employee Health Benefits (FEHB), please complete Standard Form SF-2809 and email to [email protected].
2022 Medical Premium Costs for Employees Hired On or After October 1, 1987*
Please Note: The information on this page is valid through December 31, 2022. Click here for 2021 rates. In the event the plan rates listed here do not match the provider's listed rates, always default to the rates listed with the provider.
Aetna CDHP with HSA
| Type | Enrollment Code | 2022 Biweekly Premium | 2022 Monthly Premium |
|---|---|---|---|
| Self Only | HM1 |
$38.73
|
$83.92 |
| Self + 1 | HM2 |
$76.13
|
$164.95 |
| Family | HM3 |
$111.92
|
$242.50 |
Aetna HMO
| Type | Enrollment Code | 2022 Biweekly Premium | 2022 Monthly Premium |
|---|---|---|---|
| Self Only | AH1 |
$100.85
|
$218.50 |
| Self + 1 | AH2 |
$198.23
|
$429.50 |
| Family | AH3 |
$291.42
|
$631.41 |
Aetna PPO
| Type | Enrollment Code | 2022 Biweekly Premium | 2022 Monthly Premium |
|---|---|---|---|
| Self Only | AP1 |
$98.21
|
$212.79 |
| Self + 1 | AP2 |
$193.05
|
$418.29 |
| Family | AP3 |
$283.81
|
$614.92 |
For more information, please visit the Aetna DC Government Microsite.
Carefirst HMO
| Type | Enrollment Code | 2022 Biweekly Premium | 2022 Monthly Premium |
|---|---|---|---|
| Self Only | - |
$86.60
|
$187.64 |
| Self + 1 | - |
$170.61
|
$369.65 |
| Family | - |
$250.28
|
$542.27 |
Carefirst PPO
| Type | Enrollment Code | 2022 Biweekly Premium | 2022 Monthly Premium |
|---|---|---|---|
| Self Only | - |
$97.80
|
$211.90 |
| Self + 1 | - |
$186.80
|
$404.72 |
| Family | - |
$286.55
|
$620.86 |
Kaiser Permanente HMO
| Type | Enrollment Code | 2022 Biweekly Premium | 2022 Monthly Premium |
|---|---|---|---|
| Self Only | KP1 |
$82.83
|
$179.47 |
| Self + 1 | KP2 |
$158.21
|
$342.79 |
| Family | KP3 |
$242.69
|
$525.84 |
For more information, please visit the Kaiser Permanente DC Government Microsite or contact Kaiser Permanente Member Services.
UnitedHealthcare Choice Open Access
| Type | Enrollment Code | 2022 Biweekly Premium | 2022 Monthly Premium |
|---|---|---|---|
| Self Only | MD1 |
$94.78
|
$205.36 |
| Self + 1 | MD2 |
$181.03
|
$392.24 |
| Family | MD3 |
$277.71
|
$601.70 |
For more information, please visit the UnitedHealthcare DC Government Microsite or contact UnitedHealthcare Member Services.
2022 Temporary Continuation of Coverage (TCC) Premiums
|
|
Aetna CDHP
|
Aetna HMO
|
Aetna PPO
|
|||
|
Type
|
Enrollment Code
|
2022 Monthly Premium
|
Enrollment Code
|
2022 Monthly Premium
|
Enrollment Code
|
2022 Monthly Premium
|
|
Self Only
|
HM1
|
$342.39
|
AH1
|
$891.48
|
AP1
|
$868.17
|
|
Self + 1
|
HM2
|
$673.00
|
AH2
|
$1752.37
|
AP2
|
$1706.60
|
|
Family
|
HM3
|
$989.39
|
AH3
|
$2576.15
|
AP3
|
$2508.86
|
|
|
Carefirst HMO
|
Carefirst PPO
|
||
|
Type
|
Enrollment Code
|
2022 Monthly Premium
|
Enrollment Code
|
2022 Monthly Premium
|
|
Self Only
|
-
|
$765.56
|
-
|
$864.54
|
|
Self + 1
|
-
|
$1508.16
|
-
|
$1651.27
|
|
Family
|
-
|
$2212.48
|
-
|
$2533.09
|
| Kaiser Permanente HMO | ||
|---|---|---|
| Type | Enrollment Code | 2022 Monthly Premium |
| Self Only | KP1 | $732.25 |
| Self + 1 | KP2 | $1398.59 |
| Family | KP3 | $2145.42 |
| UnitedHealthcare Choice Open Access | ||
|---|---|---|
| Type | Enrollment Code | 2022 Monthly Premium |
| Self Only | MD1 | $837.87 |
| Self + 1 | MD2 | $1600.32 |
| Family | MD3 | $2454.92 |
* TCC rates shown were those provided by the carriers where possible; otherwise they are assumed to equal the active rates with a 2% load.
2022 Vision & Dental Premiums
Please Note: The information on this page is valid through December 31, 2022. Click here for 2021 rates. In the event the plan rates listed here do not match the provider's listed rates, always default to the rates listed with the provider
Vision Plan
Vision coverage is available at no cost to eligible employees. DC Government pays 100 percent of the premium. There are three coverage tiers available: Self, Self Plus One and Self Plus Family. For more information, please see the Vision Summary Plan Description.
Dental Plans
Cigna Dental HMO: The District pays for 100 percent of the premium costs for the DHMO benefit. For more information, please see the Cigna Dental HMO Patient Charge Schedule.
Cigna Dental PPO: The District pays a portion of premium costs for the DPPO benefit. For more information, please see premium rates below or the Cigna Dental PPO Benefit Summary.
2022 Cigna DPPO Premium Rates
| Type | 2022 Biweekly Premium | 2022 Monthly Premium |
|---|---|---|
| Self Only |
$26.71
|
$57.87 |
| Self + 1 |
$37.91
|
$82.13 |
| Family |
$49.16
|
$106.51 |
Available Benefits for 2022 & How to Enroll
For additional plan resources and details, please visit our Open Enrollment 2022 On-Demand Resources page.
| Benefit | Options | Who Pays | How to Enroll |
|---|---|---|---|
| Medical Insurance |
|
|
PeopleSoft |
| Dental Insurance |
|
PeopleSoft | |
| Vision Insurance |
|
PeopleSoft | |
| Health Savings Accounts (HSAs) |
*You must be enrolled in the Aetna CDHP to be eligible. |
|
PeopleSoft |
| Flexible Spending Accounts (FSAs) |
|
|
PeopleSoft |
| Indemnity Insurance |
|
PeopleSoft |
|
| Disability Insurance |
|
|
PeopleSoft |
| Retirement Plans |
|
PeopleSoft | |
| Commuter Benefits |
|
|
*may enroll anytime |
| Savings Plans |
|
Outside of PeopleSoft | |
| Employee Assistance Plan |
|
Contact the DCHR Benefits & Retirement Administration
The DCHR Benefits and Retirement Administration can be reached Monday through Friday from 8:30 a.m. to 5:00 p.m. at the following:
- Phone: 202.442.7627
- Email: [email protected]
Payroll Concerns & Questions
For issues regarding payroll or paychecks, please contact the Office of Pay and Retirement Services.
- Phone: 202.741.8600