Open Enrollment for 2021 employee benefits will run from Monday, November 9, 2020 through Monday, December 14, 2020. Open Enrollment is your annual opportunity to review your current benefit elections and make any necessary changes. If you are satisfied with your current benefits and have no new dependents to add, then you do not have to take any action this year. Your elections will carry over to the 2021 plan year; however, the costs will reflect the 2021 contribution amounts.
Please Note: If you have a Flexible Spending Account, you must re-enroll as these elections do not roll over. When you make your elections online, you will see your 2021 per-pay-period costs and can plan accordingly.
Coverage Effective Dates
- For employees who are paid biweekly, changes made during Open Enrollment will be effective January 3, 2021.
- For employees who are paid semi-monthly (some DCPS and UDC), changes made during Open Enrollment will be effective January 1, 2021.
Open Enrollment 2021: What You Need to Know
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Live Open Enrollment Benefits Webinars
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Week 1: November 9-13
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What's New for 2021
Find out what you need to know about the 2021 benefits changes before enrolling in or changing your benefits this year.
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457(b) Deferred Compensation Retirement Plan Contribution Limits: The 2021 elective deferral limit for 457(b) plans is $19,500. The 2021 Age 50 Catch-Up Limit is $6,500 ($26,000 total) and the Pre-Retirement Catch-Up Limit is $19,500 ($39,000 total). Deductions start with the pay period that begins on December 20, 2020.
- Health Care FSA Contribution Limit: The 2021 pre-tax contribution limit for Health Care Flexible Spending Accounts (HCFSA) is $2,750. Deductions start with the pay period that begins on December 20, 2020.
- Commuter Benefit Contribution Limit: The 2021 maximum monthly pre-tax contribution limit for mass transit and parking is $270. Deductions start with the pay period that begins on December 20, 2020.
- Health Savings Account Contribution Limit: For participants enrolled in the Aetna CDHP with HSA, the 2021 pre-tax contribution limit for Health Savings Accounts (HSA) is $3,600 for individual coverage and $7,200 for family coverage. Please see the Aetna CDHP with HSA plan documents page for more details.
ALEX, The Virtual Benefits Counselor
- Doctor Visits (Primary Care and Specialists)
- Hospital Stays
- ER visits
- Surgeries (Inpatient and Outpatient)
- Prescriptions (Occasional and Ongoing)
2021 Medical Premiums
2021 Medical Premium Costs for Employees Hired Before October 1987
2021 Medical Premium Costs for Employees Hired On or After October 1, 1987*
Type | Enrollment Code | 2021 Biweekly Premium | 2021 Monthly Premium |
---|---|---|---|
Self Only | HM1 |
$35.21
|
$76.29 |
Self + 1 | HM2 |
$69.21
|
$149.96 |
Family | HM3 |
$101.75
|
$220.45 |
Type | Enrollment Code | 2021 Biweekly Premium | 2021 Monthly Premium |
---|---|---|---|
Self Only | AH1 |
$96.04
|
$208.10 |
Self + 1 | AH2 |
$188.79
|
$409.05 |
Family | AH3 |
$277.54
|
$601.34 |
Type | Enrollment Code | 2021 Biweekly Premium | 2021 Monthly Premium |
---|---|---|---|
Self Only | AP1 |
$92.17
|
$199.71 |
Self + 1 | AP2 |
$181.19
|
$392.58 |
Family | AP3 |
$266.36
|
$577.12 |
Type | Enrollment Code | 2021 Biweekly Premium | 2021 Monthly Premium |
---|---|---|---|
Self Only | - |
$86.60
|
$187.64 |
Self + 1 | - |
$170.61
|
$369.65 |
Family | - |
$250.28
|
$542.27 |
Type | Enrollment Code | 2021 Biweekly Premium | 2021 Monthly Premium |
---|---|---|---|
Self Only | - |
$97.80
|
$211.90 |
Self + 1 | - |
$186.80
|
$404.72 |
Family | - |
$286.55
|
$620.85 |
Type | Enrollment Code | 2021 Biweekly Premium | 2021 Monthly Premium |
---|---|---|---|
Self Only | KP1 |
$77.18
|
$167.22 |
Self + 1 | KP2 |
$147.41
|
$319.38 |
Family | KP3 |
$226.12
|
$489.93 |
Type | Enrollment Code | 2021 Biweekly Premium | 2021 Monthly Premium |
---|---|---|---|
Self Only | MD1 |
$92.02
|
$199.38 |
Self + 1 | MD2 |
$175.76
|
$380.81 |
Family | MD3 |
$269.62
|
$584.17 |
2021 Temporary Continuation of Coverage (TCC) Premiums
|
Aetna CDHP
|
Aetna HMO
|
Aetna PPO
|
|||
Type
|
Enrollment Code
|
2021 Monthly Premium
|
Enrollment Code
|
2021 Monthly Premium
|
Enrollment Code
|
2021 Monthly Premium
|
Self Only
|
HM1
|
$311.26
|
AH1
|
$849.03
|
AP1
|
$814.82
|
Self + 1
|
HM2
|
$611.82
|
AH2
|
$1668.92
|
AP2
|
$1601.71
|
Family
|
HM3
|
$899.45
|
AH3
|
$2453.48
|
AP3
|
$2354.66
|
|
Carefirst HMO
|
Carefirst PPO
|
||
Type
|
Enrollment Code
|
2021 Monthly Premium
|
Enrollment Code
|
2021 Monthly Premium
|
Self Only
|
-
|
$765.56
|
-
|
$864.54
|
Self + 1
|
-
|
$1508.16
|
-
|
$1651.27
|
Family
|
-
|
$2212.48
|
-
|
$2533.09
|
Kaiser Permanente HMO | ||
---|---|---|
Type | Enrollment Code | 2021 Monthly Premium |
Self Only | KP1 | $682.25 |
Self + 1 | KP2 | $1303.23 |
Family | KP3 | $1999.06 |
UnitedHealthcare Choice Open Access | ||
---|---|---|
Type | Enrollment Code | 2021 Monthly Premium |
Self Only | MD1 | $813.46 |
Self + 1 | MD2 | $1553.69 |
Family | MD3 | $2383.40 |
Vision Plan
Dental Plans
2021 Cigna DPPO Premium Rates
Type | 2021 Biweekly Premium | 2021 Monthly Premium |
---|---|---|
Self Only |
$27.19
|
$58.90 |
Self + 1 |
$38.58
|
$83.59 |
Family |
$50.03
|
$108.30 |
Available Benefits for 2021 & How to Enroll
For additional plan resources and details, please visit our 2021 Open Enrollment On-Demand Resources page.
Benefit | Options | Who Pays | How to Enroll |
---|---|---|---|
Medical Insurance |
|
|
PeopleSoft |
Dental Insurance |
|
PeopleSoft | |
Vision Insurance |
|
|
PeopleSoft |
Health Savings Accounts (HSAs) |
*You must be enrolled in the Aetna CDHP to be eligible. |
|
PeopleSoft |
Flexible Spending Accounts (FSAs) |
|
|
PeopleSoft |
Indemnity Insurance |
|
PeopleSoft |
|
Disability Insurance |
|
|
PeopleSoft |
Retirement Plans |
|
PeopleSoft | |
Commuter Benefits |
|
|
*may enroll anytime |
Savings Plans |
|
Outside of PeopleSoft | |
Employee Assistance Plan |
|
Contact the DCHR Benefits & Retirement Administration
- Phone: 202.442.7627
- Email: [email protected]
Payroll Concerns & Questions
- Phone: 202.741.8600