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DCHR

DCHR

Open Enrollment 2024


2024 Employee Benefits Open Enrollment Banner

Open Enrollment for 2024 DC Government employee benefits is now open.
Open Enrollment runs Monday, November 13, 2023 through Monday, December 11, 2023.

Open Enrollment has been extended until Tuesday, December 12th at 11:59 pm, for employees with District (non-federal) benefits.


Step into the Spotlight: Open Enrollment Game Show Edition!
Secure your benefits and get a chance to win a prize with your participation!

Open Enrollment is your annual opportunity to review your current benefit elections and make any necessary changes. If you are satisfied with your current benefits and have no new dependents to add, take advantage of this Annual Benefits Enrollment period to review your benefit elections for accuracy and update your designated beneficiaries. If no changes are made, all elections except enrollments for Flexible Spending Accounts will carry over to the 2024 plan year; however, the costs will reflect the 2024 premium amounts.

Please Note: If you need a Flexible Spending Account (FSA) for 2024, you must re-enroll with a new annual pledge every year for healthcare, dependent care, and commuter benefit programs. Current annual pledges do not carry forward into the new plan year.

Coverage Effective Dates

• For employees who are paid biweekly, changes made during Open Enrollment will be effective January 14, 2024.
• For employees who are paid semi-monthly (some DCPS and UDC), changes made during Open Enrollment will be effective January 14, 2024.
 

 
 
How to Enroll

Learn How to Update, Change, or Enroll in Your Benefits

You can access ESS through PeopleSoft at https://ess.dc.gov on your work computer or any computer with an internet connection.

 
 

What You Need to Know

What's New for 2024

Find out what you need to know about the 2024 benefits changes before enrolling in or changing your benefits this year.

UnitedHealthcare Choice Plus PPO Plan: DC Government employees and their eligible family members have the option to get UnitedHealthcare PPO plan. With PPO, there's no need to select a primary care provider (PCP) or get referrals to see a specialist. Please see the UnitedHealthcare PPO Health Plan Summary for more details.
 

VSP Vision Care Plan: Introducing our brand-new vision plan in partnership with VSP Vision Care, exclusively for DC Government employees. With VSP, you'll receive exceptional care from thousands of trusted VSP network doctors, including an annual WellVision Exam, and an allowance to choose one frame or contacts every calendar year. What's more, VSP also provides coverage for Essential Medical Eye Care, offering supplementary benefits for urgent and medical eye care needs. For a detailed overview, please refer to the Vision Plan Summary.
 

457(b) Deferred Compensation Retirement Plan Contribution Limits: The 2024 elective deferral limit for 457(b) plans is $23,000. The 2024 Age 50 Catch-Up Limit is $7,500 ($30,500 total) and the Pre-Retirement Catch-Up Limit is $23,000 ($46,000 total). Deductions start with the pay period that begins on December 17, 2023.
 

Health Care FSA Contribution Limit: The 2024 pre-tax contribution limit for Health Care Flexible Spending Accounts (HCFSA) is $3,200. Deductions start with the pay period that begins on December 17, 2023.
 

Commuter Benefit Contribution Limit: The 2024 maximum monthly pre-tax contribution limit for mass transit and parking is $315. Deductions start with the pay period that begins on December 17, 2023.
 

Health Savings Account Contribution Limit: For participants enrolled in the Aetna CDHP with HSA, the 2024 pre-tax contribution limit for Health Savings Accounts (HSA) is $4,150 for individual coverage and $8,300 for family coverage. Deductions start with the pay period that begins on December 17, 2023Please see the Aetna CDHP with HSA plan documents page.
 

Hybrid Open Enrollment Benefits Fair Schedule

DCHR will have Hybrid Open Enrollment Benefits Fairs this year. We will host a total of 16 events with 8 onsite fairs and 8 days of virtual sessions. Join the in-person fair and webinars for the latest benefit updates and personalized expert guidance to align your choices with your unique needs.

Onsite Fairs

We will host 8 onsite fairs across the city. See the onsite schedule listed below.

 
 
 

Virtual Sessions

This year, we are offering 8 days of multiple one-hour online sessions, each with time slots for healthcare vendors to present the 2024 benefits package available to the workforce. You don't have to commit to the entire day; you can participate in individual sessions as needed. See the virtual schedule listed below.

 
 
 

Rollover Information for Flexible Spending Accounts

All unused funds from 2023 for Commuter Benefits (Transit & Parking) Flexible Spending Accounts will roll over into 2024.
Account balances and access will be uninterrupted. 

 

Important rollover limits for the plan year 2024

Plan

Contribution Limits

Rollover Limits

Health Care Flexible Spending Account

Maximum Annual Contribution: $3,200

Maximum: $640

Dependent Care Flexible Account

Maximum Annual Contribution: $5,000

Unused funds will be forfeited

Commuter Benefits Program (Transit & Parking)

Maximum Monthly Contribution: $315

All unused funds rollover to next plan year

 

For more information on Flexible Spending Accounts, please click HERE.
 

Available Benefits for 2024

For additional plan resources and details, please visit our Open Enrollment 2024 On-Demand Resources page.

Benefit
Plan Options
Who Pays
How to Enroll
Medical Insurance
Dental Insurance
  • Cigna DHMO: 100% employer paid.
  • Cigna DPPO: Employees pay a portion of the cost of coverage.
  • Premiums are deducted from your paycheck on a pre-tax basis. See Plan Rates for more details.
Vision Insurance
  • 100% employer paid.
Health Savings Accounts (HSAs)

*You must be enrolled in the Aetna CDHP to be eligible.

  • Employees can choose to contribute funds from your paycheck to your HSA on a pre-tax basis.
Flexible Spending Accounts (FSAs)
  • Contributions are deducted from your paycheck on a pre-tax basis.
  • Deductions start with the pay period that begins on December 17, 2023.
Indemnity Insurance
  • Employees pay the full cost of coverage.
  • Premiums are deducted from your paycheck on a pre-tax basis.
PeopleSoft
*cannot be canceled in PeopleSoft
Disability Insurance
  • Employee pay the full cost of coverage.
  • Premiums are deducted from your paycheck on an after-tax basis.
Retirement Plans
  • Contributions are deducted from your paycheck on a pre-tax basis.
  • Deductions start with the pay period that begins on December 17, 2023.
Commuter Benefits
  • BRI: Employees can choose to contribute funds from your paycheck on a pre-tax basis.
  • Deductions for Parking and Transit start with the pay period that begins on December 17, 2023.
  • SmartBenefits: Subsidized through DC Government and WMATA
Savings Plans
  • Contributions are deducted from your paycheck on an after-tax basis.
Employee Assistance Plan
  • 100% employer paid for the first 5 sessions

ALEX, the Virtual Benefits Counselor

 

ALEX® is an interactive tool that will ask you a few questions about your health care needs, crunch some numbers, and educate you about the plans that best fit your personal and family needs. It's that easy!
Get started with Alex now..

Take a Sneak Peek at Your 2024 Benefits with Alex Now

Alex Benefits Sneak Peak

 

How long does it take go through ALEX?

Going through the entire ALEX experience and clicking every possible button can take about 30 minutes or so, but the actual duration of your experience will depend on your needs. Most users spend about 7 minutes with the tool. Also, you can always save your place in ALEX and return later simply by providing your email address.

How can I make the most of my ALEX experience?

ALEX is best experienced on a desktop computer with sound (either headphones or speakers), but you can also use it on an Android or iOs (Apple) mobile device.

Will I need to do anything to prepare?

Using ALEX is very simple. You won’t have to dig through your insurance records or anything like that, but if you’d like to prepare for the questions about your medical needs, here’s what you’ll be asked about your maternity care needs and expected number of:

Doctor Visits (Primary Care and Specialists)
Hospital Stays
ER visits
Surgeries (Inpatient and Outpatient)
Prescriptions (Occasional and Ongoing)

 
 

Medical Premium Plan Rates


2024 Medical Premium Costs for Employees Hired Before October 1987

Please visit the US Office of Personnel Management (OPM) Health Care Plan Information page for 2024 medical premiums. In addition to the biweekly and monthly premiums, you can also find the total premiums, the amount the government pays, and the change in your portion of the premium compared to last year.

If you are updating your Federal Employee Health Benefits (FEHB), please complete Standard Form SF-2809 and email to [email protected].

 



Medical Premium Costs for Employees Hired On or After October 1, 1987*

Please Note: The information on this page is valid through December 31, 2023. Click here for 2023 rates. In the event the plan rates listed here do not match the provider's listed rates, always default to the rates listed with the provider.


Aetna CDHP with HSA

► View Aetna CDHP HSA Health Plan Summary

Type
2024 Biweekly Premium
2024 Monthly Premium
Self Only
$48.79
$105.72
Self + 1
$95.90
$207.79
Family
$140.99
$305.47


Aetna HMO

► View Aetna HMO Open Health Plan Summary

Type
2024 Biweekly Premium
2024 Monthly Premium
Self Only
$123.12
$266.76
Self + 1
$242.02
$524.37
Family
$355.79
$770.87


Aetna PPO

► View Aetna PPO Health Plan Summary

Type
2024 Biweekly Premium
2024 Monthly Premium
Self Only
$118.65
$257.07
Self + 1
$233.23
$505.32
Family
$342.87
$742.88
 

For more information, please visit the Aetna DC Government Microsite.
 



CareFirst HMO

► View Carefirst HMO Summary

Type
2024 Biweekly Premium
2024 Monthly Premium
Self Only
$94.16
$204.01
Self + 1
$185.49
$401.90
Family
$272.11
$589.58


CareFirst PPO

► View Carefirst PPO Summary

Type
2024 Biweekly Premium
2024 Monthly Premium
Self Only
$102.04
$221.09
Self + 1
$194.90
$422.28
Family
$298.98
$647.79
 

For more information, please visit the Carefirst DC Government Microsite.
 



Kaiser Permanente HMO

► View Kaiser Permanente Plan Summary

Type
2024 Biweekly Premium
2024 Monthly Premium
Self Only
$89.36
$193.62
Self + 1
$170.68
$369.81
Family
$261.82
$567.27
 

For more information, please visit the Kaiser Permanente DC Government Microsite or contact Kaiser Permanente Member Services.
 



UnitedHealthcare Choice Open Access HMO

► View UnitedHealthcare Choice Open Access HMO Plan Summary

Type
2024 Biweekly Premium
2024 Monthly Premium
Self Only
$106.73
$231.24
Self + 1
$203.85
$441.67
Family
$312.70
$677.52


UnitedHealthcare Choice Plus PPO

► View UnitedHealthcare Choice Plus PPO Plan Summary

Type
2024 Biweekly Premium
2024 Monthly Premium
Self Only
$105.21
$227.96
Self + 1
$200.95
$435.40
Family
$308.27
$667.91
 

For more information, please visit the UnitedHealthcare DC Government Microsite or contact UnitedHealthcare Member Services.
 

Vision & Dental Premium Plan Rates

Please Note: The information on this page is valid through December 31, 2023. Click here for 2023 rates.
In the event the plan rates listed here do not match the provider's listed rates, always default to the rates listed with the provider.
 



2024 Vision Plan

Vision coverage is available at no cost to eligible employees. DC Government pays 100 percent of the premium. For more information, please see the Vision Summary Plan Description or visit the VSP Vision Care Microsite.
 



2024 Dental Plan

Cigna Dental HMO: The District pays for 100 percent of the premium costs for the DHMO benefit.
For more information, please see the Cigna Dental HMO Patient Charge Schedule.

Cigna Dental PPO: For more information, please see the Cigna DPPO Summary.


2024 Cigna DPPO Premium Rates

Type
2024 Biweekly Premium
2024 Monthly Premium
Self Only
$26.71
$57.87
Self + 1
$37.91
$82.14
Family
$49.16
$106.51
 

Life Insurance Banner

Open Enrollment Lifelines

Make better benefits choices with our list of benefits tools and resources to help you prepare.

Alex, Virtual Benefit Counselor Tool

Want to Phone-a-Friend?
Meet Alex, the Virtual Benefits Counselor

Talk to Alex

 

Live Open Enrollment Benefits Webinars Tool

Want to Ask the Vendors?
Join Live Open Enrollment Benefits Webinars

See the Schedule

Benefits Plan Comparisons at a Glance Tool

Want a Fast Overview?
View Benefits Plan Comparisons at a Glance

Compare Plans

 

 


Open Enrollment Guides

2024 Open Enrollment Checklist


2024 Open Enrollment Checklist

The Open Enrollment Checklist provides step-by-step guidance to ensure employees can make timely and appropriate updates to their benefits elections.
 

How to Enroll in Your DC Government Employee Benefits


2024 How to Enroll Guide

The How to Enroll Guide is a step-by-step, how-to guide for enrolling in your DC Government Benefits through Employee Self Service (ESS).
 

DC Government Employee Benefits Guide 2024


DC Government Employee Benefits Guide

The DC Government Benefits Guide provides comprehensive information about your DC Government employee benefits.
 

DC Government Employees Benefits at a Glance


DC Government Employee Benefits at a Glance

The DC Government Benefits At a Glance provides key information about your DC Government employee benefits.
 

 
 



Contact the DCHR Benefits & Retirement Administration

The DCHR Benefits and Retirement Administration can be reached Monday through Friday from 8:30 a.m. to 5:00 p.m. at the following:

Phone: 202.442.7627
Email: [email protected]


Payroll Concerns & Questions

For issues regarding payroll or paychecks, please contact the Office of Pay and Retirement Services.

Phone: 202.741.8600

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Hooray, You Made it to the End of the Open Enrollment website!

Get Ready to Win Big in Our Open Enrollment Early Bird Raffle

Here's the inside scoop: If you're among the first to enroll during the first week of Open Enrollment (November 13-17),
you'll automatically be entered into our Early Bird Raffle for a chance to win a $20 gift card.

In-Person Virtual Fairs Raffle

Be one of the first 25 people to sign in at any of our in-person virtual fairs, and you'll find yourself in the running for another gift card. It's an opportunity to gather valuable information and walk away with a prize. The early bird catches the worm, and in this case, the gift card too!

So make your enrollment early, and join us at our in-person virtual fairs. It's your chance to WIN BIG!